The annual report by the Fondation pour le logement des défavorisés paints a grim picture of France's housing crisis.

With 350,000 people homeless and 4.2 million living in substandard conditions, the situation has worsened due to government inaction.

The report criticizes policies like the extension of zero-interest loans as ineffective and highlights the dire state of emergency shelters, which turn away thousands nightly.

People with disabilities face even greater challenges, with 24% of such households experiencing severe housing issues, including discrimination and lack of accessibility.

The foundation calls for urgent reforms, including empowering social housing organizations and regulating rents, to address this growing crisis.